:root {
    --primary: #0a192f;
    --secondary: #FF7A1A;
    --accent: #112240;
    --text-main: #ccd6f6;
    --text-dim: #8892b0;
    --white: #ffffff;
    --glass: rgba(255, 255, 255, 0.05);
    --glass-border: rgba(255, 255, 255, 0.1);
    --shadow-soft: 0 20px 40px rgba(0, 0, 0, 0.2);
    --gradient-blue: linear-gradient(135deg, #0a192f 0%, #112240 100%);
    --gradient-teal: linear-gradient(135deg, #FF7A1A 0%, #E85D04 100%);
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

section {
    scroll-margin-top: 150px;
}

html, body {
    overflow-x: hidden;
    width: 100%;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--primary);
    background-color: #f8fafc;
    line-height: 1.6;
    padding-top: 150px;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Poppins', sans-serif;
    color: var(--primary);
    font-weight: 700;
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
}

.section-padding {
    padding: 100px 0;
}

.features, .why-us {
    overflow-x: hidden;
}

/* 3.0 Hero Section with Dynamic Carousel */
.hero {
    position: relative;
    min-height: 85vh;
    display: flex;
    align-items: center;
    color: var(--white);
    overflow: hidden;
    padding-top: 150px;
    background: #0a192f;
}

.hero-bg-carousel {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.carousel-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-size: cover;
    background-position: center;
    opacity: 0;
    filter: blur(8px);
    transform: scale(1.1); /* Prevents white edges from blur */
    animation: zoomFade 30s linear infinite;
}

/* 6 slides @ 5s each */
.carousel-slide:nth-child(1) { animation-delay: 0s; }
.carousel-slide:nth-child(2) { animation-delay: 5s; }
.carousel-slide:nth-child(3) { animation-delay: 10s; }
.carousel-slide:nth-child(4) { animation-delay: 15s; }
.carousel-slide:nth-child(5) { animation-delay: 20s; }
.carousel-slide:nth-child(6) { animation-delay: 25s; }

@keyframes zoomFade {
    0% { opacity: 0; transform: scale(1.1); }
    3.33% { opacity: 1; }
    16.67% { opacity: 1; }
    20% { opacity: 0; transform: scale(1.2); }
    100% { opacity: 0; }
}

/* Minimal Dark Overlay for maximum brightness */
.hero::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.1);
    z-index: 2;
}

.hero .container {
    position: relative;
    z-index: 3;
    display: flex;
    width: 100%;
}

.hero-left {
    flex: 1;
    max-width: 600px;
}

.hero-right {
    flex: 1;
    display: flex;
    justify-content: flex-end;
}

@media (max-width: 992px) {
    .hero .container {
        flex-direction: column;
        text-align: center;
    }
    .hero-right {
        justify-content: center;
        margin-top: 3rem;
    }
}

/* Typography */
h1 {
    font-size: 4rem;
    line-height: 1.1;
    font-weight: 700;
    color: var(--primary);
}

h2 {
    font-size: 2.8rem;
    line-height: 1.2;
    font-weight: 700;
    margin-bottom: 1.5rem;
}

h3 {
    font-size: 2rem;
    font-weight: 600;
}

h4 {
    font-size: 1.4rem;
    font-weight: 600;
}

p {
    font-size: 1.1rem;
    color: #475569;
}

.gradient-text {
    background: linear-gradient(135deg, #FF7A1A 0%, #E85D04 100%);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.subtitle {
    text-transform: uppercase;
    letter-spacing: 2px;
    font-weight: 600;
    color: var(--secondary);
    background: var(--primary);
    padding: 4px 12px;
    border-radius: 4px;
    font-size: 0.8rem;
    display: inline-block;
    margin-bottom: 1rem;
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 14px 32px;
    border-radius: 50px;
    font-weight: 600;
    cursor: pointer;
    border: none;
    transition: var(--transition);
    text-align: center;
}

.btn-primary {
    background: var(--primary);
    color: var(--white);
    box-shadow: 0 10px 20px rgba(10, 25, 47, 0.2);
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 30px rgba(10, 25, 47, 0.3);
}

.btn-outline {
    background: transparent;
    border: 2px solid var(--primary);
    color: var(--primary);
}

.btn-outline:hover {
    background: var(--primary);
    color: var(--white);
}

.btn-block {
    display: block;
    width: 100%;
}

.btn-sm {
    padding: 8px 16px;
    font-size: 0.9rem;
}

/* Glassmorphism */
.glass-card {
    background: rgba(255, 255, 255, 0.8);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 20px;
    padding: 2.5rem;
    box-shadow: var(--shadow-soft);
}

/* Header */
header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 9999;
    transition: var(--transition);
}

.top-header {
    height: 40px;
    background: #f5f5f5;
    border-bottom: 1px solid #e5e5e5;
    display: flex;
    align-items: center;
}

.top-header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 25px;
    font-size: 0.8rem;
    font-weight: 500;
    color: #666;
}

.top-header-left,
.top-header-right {
    display: flex;
    align-items: center;
    gap: 15px;
}

.top-header-right {
    margin-left: auto;
}

.top-header a {
    color: #666;
    padding: 0 15px;
}

.top-header a:hover {
    color: var(--primary);
}

.top-header i {
    font-size: 0.75rem;
    margin-right: 5px;
}

.divider {
    width: 1px;
    height: 14px;
    background: #ddd;
    margin: 0 15px;
}

.active-indicator {
    display: inline-block;
    width: 8px;
    height: 8px;
    background: #22c55e;
    border-radius: 50%;
    margin-right: 5px;
    box-shadow: 0 0 5px rgba(34, 197, 94, 0.5);
}

.btn-advisor {
    background: var(--primary);
    color: white !important;
    padding: 4px 12px;
    border-radius: 4px;
    font-size: 0.75rem;
    transition: var(--transition);
}

.btn-advisor:hover {
    background: var(--secondary);
    color: var(--primary) !important;
}

/* Header Dropdowns */
.top-dropdown {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: white;
    box-shadow: 0 10px 15px rgba(0, 0, 0, 0.1);
    border-radius: 4px;
    padding: 10px 0;
    min-width: 150px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.2s ease;
    z-index: 10;
}

.top-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu a {
    display: block;
    padding: 8px 20px;
    font-size: 0.8rem;
}

.dropdown-menu a:hover {
    background: #f8fafc;
}

header.active {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
}

header.active .announcement-strip {
    height: 0;
    overflow: hidden;
    opacity: 0;
}

header.active .top-header {
    height: 0;
    overflow: hidden;
    border: none;
    opacity: 0;
}

nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.5rem 0;
    transition: var(--transition);
}

/* Main Navigation */
.main-nav {
    background: linear-gradient(90deg, #f37021 0%, #d94f00 100%);
    height: 70px;
    display: flex;
    align-items: center;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
    position: relative;
    z-index: 9999;
}

.announcement-strip {
    background: #eeeeee;
    height: 40px;
    display: flex;
    align-items: center;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    position: relative;
    z-index: 9998;
    transition: var(--transition);
    overflow: hidden;
    /* Critical for marquee */
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 600;
    letter-spacing: 0.2px;
    line-height: 1.4;
}

.marquee-container {
    width: 100%;
    overflow: hidden;
    white-space: nowrap;
}

.marquee-content {
    display: inline-block;
    animation: ticker-pass 15s linear infinite;
    font-size: 0.95rem;
    font-weight: 600;
    white-space: nowrap;
    font-family: 'Plus Jakarta Sans', sans-serif;
    letter-spacing: 0.2px;
    line-height: 1.4;
}

@keyframes ticker-pass {
    0% {
        transform: translateX(100vw);
    }

    100% {
        transform: translateX(-100%);
    }
}

.marquee-content span {
    padding-right: 0;
    color: var(--primary);
}

.highlight-promo {
    color: #E85D04;
    font-weight: 800;
}

.navbar-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    padding: 0 40px;
    max-width: 100%;
    height: 100%; /* Ensure full height for correct indicator positioning */
}

.logo-section {
    display: flex;
    align-items: center;
    gap: 12px;
}

.logo-section a {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    transition: transform 0.2s ease;
}

.logo-section a:hover {
    transform: scale(1.02);
}

.logo-section img {
    height: 55px; /* Increased for better presence */
    width: auto;
    border-radius: 8px;
    object-fit: contain;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
}

.logo-white {
    font-family: 'Playfair Display', serif; /* Luxury serif font */
    font-size: 30px; /* Slightly larger as requested */
    font-weight: 800;
    letter-spacing: 0.5px; /* Elegant spacing */
    color: var(--white);
    margin: 0;
}

.nav-menu {
    display: flex;
    align-items: center;
    justify-content: space-evenly;
    gap: 28px;
    flex: 1;
    margin-left: 60px;
    list-style: none;
    height: 100%;
}

.nav-menu li {
    position: relative;
    height: 100%;
    display: flex;
    align-items: center;
}

.nav-menu li a {
    color: var(--white);
    font-weight: 600;
    font-size: 0.9rem;
    white-space: nowrap;
    transition: all 0.2s ease;
    display: flex;
    align-items: center;
    gap: 8px;
}

.nav-menu li a i {
    font-size: 0.75rem;
    opacity: 0.7;
    margin-top: 2px;
}

/* Re-alias for script.js compatibility */
.mega-menu-container {
    display: contents;
}

.mega-menu-container>li::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    width: 0;
    height: 2px;
    background: var(--white);
    transition: all 0.2s ease;
    transform: translateX(-50%);
}

.mega-menu-container>li:hover::after {
    width: 20px;
}

.mega-menu-container>li:hover>a {
    opacity: 0.8;
}

/* Mega Menu Card (Dynamic Portal) */
.mega-menu {
    position: fixed;
    top: 110px;
    left: 0;
    transform: translateY(10px);
    background: #ffffff !important;
    width: 820px;
    max-width: calc(100vw - 40px);
    border-radius: 12px;
    box-shadow: 0 40px 100px rgba(0, 0, 0, 0.4);
    padding: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.25s ease, transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), top 0.25s ease;
    z-index: 10000;
    overflow: hidden;
    border: 1px solid rgba(0, 0, 0, 0.05);
    pointer-events: none;
}

.mega-menu.active {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
    pointer-events: all;
}

header.active~#mega-menu-portal .mega-menu {
    top: 60px;
    /* Only Nav 60 in active state */
}

.mega-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
}

.main-links {
    padding: 2.5rem;
    background: #fff;
}

.sub-links {
    padding: 2.5rem;
    background: #fdfdfd;
    border-left: 1px solid #f1f5f9;
}

.main-links a {
    display: flex;
    align-items: flex-start;
    gap: 1.25rem;
    padding: 1rem;
    border-radius: 12px;
    transition: all 0.2s ease;
    margin-bottom: 0.5rem;
    border: 1px solid transparent;
}

.main-links a:hover {
    background: #fff9f5;
    border-color: #ffe8d9;
}

.main-links a i {
    font-size: 1.5rem;
    color: #f37021;
    margin-top: 3px;
    min-width: 24px;
}

.link-text h5 {
    font-size: 1.05rem;
    color: var(--primary);
    margin-bottom: 4px;
    font-weight: 700;
}

.link-text p {
    font-size: 0.85rem;
    color: #64748b;
    line-height: 1.5;
    font-weight: 400;
}

.sub-links h4 {
    font-size: 0.75rem;
    text-transform: uppercase;
    color: #94a3b8;
    margin-bottom: 1.5rem;
    letter-spacing: 2px;
    font-weight: 700;
}

.sub-links a {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 16px;
    border-radius: 8px;
    color: #475569;
    font-weight: 600;
    transition: all 0.2s ease;
    font-size: 0.95rem;
    margin-bottom: 4px;
}

.sub-links a i {
    font-size: 0.75rem;
    color: #f37021;
    transform: translateX(-5px);
    opacity: 0;
    transition: all 0.2s ease;
}

.sub-links a:hover {
    background: #fff;
    color: #f37021;
    padding-left: 20px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.sub-links a:hover i {
    opacity: 1;
    transform: translateX(0);
}

@media (max-width: 1200px) {
    .mega-menu-container {
        gap: 1rem;
    }

    .mega-menu-container>li>a {
        font-size: 0.85rem;
    }
}

header.active .main-nav {
    height: 60px;
    background: #d94f00;
}

/* Buttons Refinement */
.btn-secondary {
    background: var(--secondary);
    color: var(--primary);
    box-shadow: 0 10px 20px rgba(100, 255, 218, 0.2);
}

.btn-secondary:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 30px rgba(100, 255, 218, 0.3);
}

/* Hero Update */
.hero {
    position: relative;
    min-height: calc(100vh - 150px);
    display: flex;
    align-items: center;
    padding: 50px 0;
    overflow: hidden;
    z-index: 1;
}

/* Hero Carousel Layer */
.hero-bg-carousel {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: -1;
    overflow: hidden;
}

.hero-bg-carousel::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.5); /* Dark overlay for readability */
    z-index: 2;
}

.carousel-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-size: cover;
    background-position: center;
    opacity: 0;
    filter: blur(3px); /* Subtle blur for depth */
    animation: heroFade 25s linear infinite;
    z-index: 1;
}

@keyframes heroFade {
    0% { opacity: 0; }
    4% { opacity: 1; }  /* 1s fade in */
    20% { opacity: 1; } /* 4s visible */
    24% { opacity: 0; } /* 1s fade out */
    100% { opacity: 0; }
}

.carousel-slide:nth-child(2) { animation-delay: 5s; }
.carousel-slide:nth-child(3) { animation-delay: 10s; }
.carousel-slide:nth-child(4) { animation-delay: 15s; }
.carousel-slide:nth-child(5) { animation-delay: 20s; }

.hero-content {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 4rem;
    align-items: center;
}

.hero-left h1 {
    color: var(--white);
    margin-bottom: 1.5rem;
}

.hero-left p {
    color: #a8b2d1;
    font-size: 1.4rem;
    margin-bottom: 2.5rem;
    max-width: 500px;
}

.hero-form-card {
    border-radius: 20px;
    padding: 3rem;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
}

.hero-form-card h3 {
    color: var(--white);
    margin-bottom: 0.5rem;
}

.hero-form-card p {
    color: #8892b0;
    margin-bottom: 2rem;
    font-size: 1rem;
}

.hero-form-card label {
    color: #ccd6f6;
}

.form-row {
    display: flex;
    gap: 1rem;
}

.flex-1 {
    flex: 1;
}

.hero-form-card input,
.hero-form-card select {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: var(--white);
}

.hero-form-card input::placeholder {
    color: #495670;
}

/* Hero CTA */
.hero-cta-wrapper {
    display: flex;
    gap: 1.5rem;
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 500;
    font-size: 0.9rem;
}

.form-group input,
.form-group select {
    width: 100%;
    padding: 12px 16px;
    border-radius: 10px;
    border: 1px solid #e2e8f0;
    background: #f8fafc;
    font-family: inherit;
    font-size: 1rem;
}

/* Trust Indicators */
.trust-indicators {
    padding: 2.5rem 0;
    background: var(--white);
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.trust-stats-grid {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
}

.trust-stat {
    display: flex;
    align-items: center;
    gap: 1.2rem;
    flex: 1;
}

.trust-stat i {
    font-size: 1.8rem;
    color: var(--secondary);
    background: var(--primary);
    width: 50px;
    height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
}

.stat-content h4 {
    font-size: 1.4rem;
    font-weight: 700;
    line-height: 1;
    margin-bottom: 0.2rem;
    color: var(--primary);
}

.stat-content p {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text-dim);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin: 0;
}

.trust-stat.divider {
    flex: 0 0 1px;
    height: 40px;
    background: rgba(0, 0, 0, 0.1);
}

@media (max-width: 992px) {
    .trust-stats-grid {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }

    .trust-stat.divider {
        display: none;
    }
}

/* Product Overview Section */
.about-product {
    padding: 100px 0;
    background-color: #f8f9fb;
    /* Fine-tuned for exact card-blending atmosphere */
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8rem;
    align-items: center;
    /* This ensures equal vertical alignment */
}

.about-image-wrapper {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
    height: 100%;
}

.about-card {
    background: #ffffff;
    padding: 40px;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    /* Stronger soft shadow */
    width: 100%;
    max-width: 520px;
    border: 1px solid #e5e7eb;
    transition: var(--transition);
}

.about-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 60px 120px -30px rgba(0, 0, 0, 0.08);
}

.about-img {
    width: 100%;
    border-radius: 16px;
    display: block;
}

.about-content {
    display: flex;
    flex-direction: column;
    gap: 1.2rem;
}

.about-content h2 {
    font-size: 2.8rem;
    color: var(--primary);
    line-height: 1.2;
}

.about-content p {
    font-size: 1.1rem;
    color: #526071;
    line-height: 1.7;
    margin: 0;
}

.about-highlights {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-top: 1.5rem;
}

.highlight-item {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    color: var(--primary);
    font-size: 0.95rem;
}

.highlight-item i {
    color: #10b981;
    font-size: 1.25rem;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.service-card {
    position: relative;
    height: 380px;
    border-radius: 20px;
    overflow: hidden;
    background-size: cover;
    background-position: center;
    border: none;
    transition: transform 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.15);
    transition: background 0.3s ease;
    z-index: 1;
}

.service-card:hover {
    transform: scale(1.03);
}

.service-card:hover::before {
    background: rgba(0, 0, 0, 0.35);
}

.service-card-content {
    position: relative;
    z-index: 2;
    padding: 2.5rem;
    color: var(--white);
}

.service-card h3 {
    color: var(--white);
    font-size: 1.8rem;
    font-weight: 800;
    margin-bottom: 1.5rem;
    text-shadow: 0 2px 4px rgba(0,0,0,0.3);
}

.service-link {
    background: #E85D04;
    color: var(--white) !important;
    padding: 12px 28px;
    border-radius: 50px;
    font-weight: 700;
    text-decoration: none;
    display: inline-block;
    transition: all 0.3s ease;
    font-size: 0.95rem;
    box-shadow: 0 4px 15px rgba(232, 93, 4, 0.3);
}

.service-link:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(232, 93, 4, 0.5);
    background: #ff6a0d;
}

.service-icon, .service-card p {
    display: none;
}

@media (max-width: 1024px) {
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .services-grid {
        grid-template-columns: 1fr;
    }
}

/* Benefits Section Update */
.benefits-simple-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
    margin-top: 1.5rem;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 14px;
    border-radius: 12px;
    border-bottom: 1px solid rgba(0, 0, 0, 0.08);
    opacity: 0;
    transition: all 0.8s ease-out;
}

.benefit-left {
    transform: translateX(-60px);
}

.benefit-right {
    transform: translateX(60px);
}

.benefit-item.show {
    opacity: 1;
    transform: translateX(0);
}

.benefit-item:nth-last-child(-n+2) {
    border-bottom: none;
}

.benefit-item i {
    color: #E85D04;
    font-size: 16px;
    margin-top: 0;
}

.benefit-text h4 {
    margin-bottom: 2px;
    font-size: 1.1rem;
    font-weight: 700;
    color: #0c3666;
}

.benefit-text p {
    font-size: 14px;
    color: #64748b;
    line-height: 1.4;
}

@media (max-width: 768px) {
    .benefits-simple-grid {
        grid-template-columns: 1fr;
        gap: 10px;
    }
    .benefit-item {
        padding: 8px 12px;
    }
    
    .benefit-item:nth-last-child(2) {
        border-bottom: 1px solid rgba(0, 0, 0, 0.08);
    }
}

/* Plans */
.plans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
    padding: 2rem 0;
}

.plan-card {
    position: relative;
    display: flex;
    flex-direction: column;
    border: 1px solid rgba(0, 0, 0, 0.05);
    background: var(--white);
    transition: var(--transition);
}

.plan-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 40px 80px -20px rgba(0, 0, 0, 0.1);
}

.plan-card.popular {
    transform: scale(1.05);
    z-index: 10;
    box-shadow: 0 40px 80px -20px rgba(10, 25, 47, 0.15);
}

.plan-card.popular::before {
    content: '';
    position: absolute;
    top: -2px;
    left: -2px;
    right: -2px;
    bottom: -2px;
    background: var(--gradient-teal);
    z-index: -1;
    border-radius: 22px;
}

.plan-badge {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--primary);
    color: var(--secondary);
    padding: 6px 20px;
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 700;
    white-space: nowrap;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1);
}

.plan-card h3 {
    font-size: 1.8rem;
    margin-bottom: 1rem;
    color: var(--primary);
}

.plan-coverage {
    font-size: 1rem;
    margin-bottom: 2rem;
    color: #64748b;
}

.plan-coverage span {
    font-size: 2.2rem;
    font-weight: 700;
    color: var(--primary);
    display: block;
    margin-top: 0.5rem;
}

.plan-features {
    margin-bottom: 3rem;
    flex-grow: 1;
}

.plan-features li {
    margin-bottom: 1.2rem;
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 500;
    color: #475569;
}

.plan-features li i {
    color: #48c9b0;
    font-size: 1.1rem;
}

@media (max-width: 1024px) {
    .plans-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }

    .plan-card.popular {
        transform: scale(1);
    }
}

@media (max-width: 768px) {
    .plans-grid {
        grid-template-columns: 1fr;
    }
}

/* Add-ons Scroll */
.horizontal-scroll-container {
    display: flex;
    gap: 2rem;
    overflow-x: auto;
    padding: 2rem 5px 4rem 5px;
    scrollbar-width: thin;
    scrollbar-color: var(--secondary) transparent;
}

.horizontal-scroll-container::-webkit-scrollbar {
    height: 6px;
}

.horizontal-scroll-container::-webkit-scrollbar-track {
    background: transparent;
}

.horizontal-scroll-container::-webkit-scrollbar-thumb {
    background: var(--secondary);
    border-radius: 10px;
}

.addon-card {
    min-width: 300px;
    padding: 2.5rem;
    display: flex;
    flex-direction: column;
    transition: var(--transition);
}

.addon-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px -10px rgba(0, 0, 0, 0.1);
}

.addon-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 2rem;
}

.addon-header i {
    font-size: 2rem;
    color: var(--secondary);
    background: var(--primary);
    width: 55px;
    height: 55px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
}

/* Toggle Switch UI */
.toggle-switch {
    position: relative;
    width: 50px;
    height: 26px;
}

.toggle-switch input {
    opacity: 0;
    width: 0;
    height: 0;
}

.toggle-switch label {
    position: absolute;
    cursor: pointer;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: #cbd5e1;
    transition: .4s;
    border-radius: 34px;
}

.toggle-switch label:before {
    position: absolute;
    content: "";
    height: 18px;
    width: 18px;
    left: 4px;
    bottom: 4px;
    background-color: white;
    transition: .4s;
    border-radius: 50%;
}

.toggle-switch input:checked+label {
    background-color: var(--secondary);
}

.toggle-switch input:checked+label:before {
    transform: translateX(24px);
}

.addon-card h4 {
    margin-bottom: 1rem;
    font-size: 1.3rem;
    color: var(--primary);
}

.addon-card p {
    font-size: 0.95rem;
    color: #64748b;
    margin-bottom: 2rem;
    flex-grow: 1;
}

.addon-price {
    font-weight: 700;
    color: var(--primary);
    background: rgba(100, 255, 218, 0.15);
    padding: 6px 15px;
    border-radius: 50px;
    font-size: 0.9rem;
    align-self: flex-start;
}

/* Why Us */
.why-us-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 6rem;
    align-items: center;
}

.why-us-list {
    margin-top: 3rem;
}

.why-us-list li {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 2.5rem;
}

.icon-wrap {
    min-width: 50px;
    height: 50px;
    background: var(--primary);
    color: var(--white);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
}

.why-us-list h5 {
    margin-bottom: 0.5rem;
    font-size: 1.2rem;
}

.image-stack {
    position: relative;
}

.main-img {
    padding: 0;
    overflow: hidden;
}

.main-img img {
    display: block;
    filter: brightness(0.9);
}

.floating-badge {
    position: absolute;
    bottom: -30px;
    right: -30px;
    padding: 1.5rem 2rem;
    display: flex;
    align-items: center;
    gap: 1rem;
}

.floating-badge i {
    color: #f59e0b;
    font-size: 1.5rem;
}

/* Testimonials */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.testimonial-card {
    transition: var(--transition);
}

.testimonial-card:hover {
    transform: translateY(-8px);
}

.star-rating {
    color: #f59e0b;
    margin-bottom: 1.5rem;
    font-size: 0.9rem;
}

.testimonial-card p {
    font-style: italic;
    font-size: 1.1rem;
    line-height: 1.7;
    margin-bottom: 2rem;
    color: #475569;
}

.user-info {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.user-avatar {
    width: 48px;
    height: 48px;
    background: var(--primary);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-weight: 700;
    font-size: 0.9rem;
}

.user-avatar.text-teal {
    background: #0d9488;
}

.user-avatar.text-blue {
    background: #2563eb;
}

@media (max-width: 1024px) {
    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
}

/* FAQ */
.faq-accordion {
    max-width: 800px;
    margin: 0 auto;
    max-height: 420px;
    overflow-y: auto;
    padding-right: 6px;
    scrollbar-width: thin;
    scrollbar-color: #E85D04 transparent;
}

.faq-accordion::-webkit-scrollbar {
    width: 6px;
}

.faq-accordion::-webkit-scrollbar-track {
    background: transparent;
}

.faq-accordion::-webkit-scrollbar-thumb {
    background: #E85D04;
    border-radius: 10px;
}

.faq-item {
    margin-bottom: 1.5rem;
    padding: 1.5rem 2rem;
    cursor: pointer;
}

.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.faq-icon {
    font-size: 1.5rem;
    transition: var(--transition);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: var(--transition);
}

.faq-item.active .faq-answer {
    max-height: 200px;
    margin-top: 1.5rem;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
}

/* Footer */
.footer {
    background: #E85D04;
    color: #ffffff;
    padding-top: 40px;
    padding-bottom: 20px;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 40px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    text-align: left;
}

.footer .logo {
    display: flex;
    align-items: center;
    margin-bottom: 1rem;
}

.footer-brand .logo-text {
    color: var(--white);
    margin-bottom: 0;
    display: inline-block;
}

.footer-brand {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.footer-brand p {
    color: #eaeaea;
    font-size: 0.95rem;
    line-height: 1.5;
    margin-bottom: 8px;
    max-width: 260px;
}

.footer-links, .footer-contact {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.footer-links h4,
.footer-contact h4 {
    margin-bottom: 10px;
    font-size: 1.1rem;
    color: var(--white);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.footer-links ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links ul li {
    margin-bottom: 10px;
}

.footer-links ul li a {
    color: #ffffff;
    font-size: 0.95rem;
    transition: all 0.3s ease;
}

.footer-links ul li a:hover {
    text-decoration: underline;
    opacity: 0.8;
}

.footer-contact ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-contact ul li {
    display: flex;
    align-items: center;
    gap: 10px;
    color: #eaeaea;
    font-size: 0.95rem;
}

.footer-contact ul li i {
    color: #ffffff;
    font-size: 1rem;
}

.social-links {
    display: flex;
    gap: 12px;
    margin-top: 12px;
}

.social-links a {
    width: 32px;
    height: 32px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.8rem;
    color: #ffffff;
    transition: all 0.3s ease;
}

.social-links a:hover {
    background: #ffffff;
    color: #E85D04;
    transform: translateY(-3px);
}

.footer-bottom {
    padding: 12px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: #eaeaea;
    font-size: 0.8rem;
}

.legal-links {
    display: flex;
    gap: 2rem;
}

.legal-links a:hover {
    color: var(--secondary);
}

@media (max-width: 1024px) {
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 3rem;
    }
}

@media (max-width: 640px) {
    .footer-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .footer-contact ul li,
    .social-links {
        justify-content: center;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 1.5rem;
        text-align: center;
    }
}

/* Responsive */
@media (max-width: 1024px) {
    h1 {
        font-size: 3rem;
    }

    .hero-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .features-grid,
    .plans-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .why-us-content {
        grid-template-columns: 1fr;
        gap: 4rem;
    }
}

@media (max-width: 768px) {

    .nav-links,
    .header-cta {
        display: none;
    }

    .features-grid,
    .plans-grid,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 2rem;
        text-align: center;
    }

    .section-padding {
        padding: 60px 0;
    }

    h2 {
        font-size: 2.2rem;
    }

    .floating-badge {
        right: 0;
        bottom: -20px;
    }
}

/* Reasons to Buy Section Update */
.reasons-main-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 4rem;
    align-items: center;
    margin-top: 3rem;
}

.reasons-list-subgrid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem 3rem;
}

.reasons-image-wrapper {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}

.reasons-illustration {
    width: 100%;
    max-width: 400px;
    z-index: 2;
    filter: drop-shadow(0 10px 20px rgba(0, 0, 0, 0.05));
    animation: float-slow 6s ease-in-out infinite;
}

@keyframes float-slow {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-15px);
    }
}

.soft-shape-light {
    position: absolute;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(34, 197, 94, 0.1) 0%, transparent 70%);
    border-radius: 50%;
    z-index: 1;
}

/* Reasons to Buy Section (ICICI Layout) */
.reasons-to-buy {
    background-color: #f7f7f7 !important;
    padding: 100px 0;
}

.reasons-flex-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    /* Symmetrical split for maximum image impact */
    gap: 5rem;
    align-items: center;
}

.reasons-left-panel h2 {
    font-size: 2.8rem;
    margin-bottom: 3rem;
    color: var(--primary);
}

.reasons-grid-items {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0 4rem;
}

.reason-item {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 1.2rem 0;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.reason-item i {
    color: #22c55e;
    font-size: 1.3rem;
    flex-shrink: 0;
}

.reason-item span {
    font-size: 1.05rem;
    font-weight: 500;
    color: #334155;
    line-height: 1.4;
}

.reasons-right-panel {
    display: flex;
    justify-content: center;
}

.illustration-soft-bg {
    background: radial-gradient(circle, rgba(243, 112, 33, 0.08) 0%, transparent 70%);
    padding: 10px;
    /* Minimal padding for maximum image scale */
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
}

.floating-illustration {
    width: 100%;
    max-width: 100%;
    /* Scaling to container for maximum size */
    animation: float-icici 6s infinite ease-in-out;
}

@keyframes float-icici {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-15px);
    }
}

@media (max-width: 1024px) {
    .reasons-flex-container {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .reasons-left-panel {
        text-align: center;
    }

    .reasons-grid-items {
        justify-content: center;
    }

    .reason-item {
        justify-content: flex-start;
    }
}

@media (max-width: 640px) {
    .reasons-grid-items {
        grid-template-columns: 1fr;
    }
}

/* Policy Details (Inclusions/Exclusions) Section */
.policy-details {
    background-color: #ffffff;
}

.tabs-wrapper {
    margin-top: 3rem;
}

.tabs-header {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.tab-trigger {
    padding: 1rem 2.5rem;
    border-radius: 50px;
    border: none;
    background: #E5E7EB;
    color: #6B7280;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    gap: 10px;
}

.tab-trigger i {
    font-size: 1.1rem;
}

.tab-trigger:hover {
    filter: brightness(1.05);
}

.tab-trigger.active.inclusion-btn {
    background: #14532D;
    color: #FFFFFF;
    box-shadow: 0 6px 16px rgba(20, 83, 45, 0.3);
}

.tab-trigger.active.exclusion-btn {
    background: #7F1D1D;
    color: #FFFFFF;
    box-shadow: 0 6px 16px rgba(127, 29, 29, 0.3);
}

.tab-trigger.active i {
    color: #FFFFFF;
}

.tab-panel {
    display: none;
    animation: fadeInTab 0.4s ease forwards;
}

.tab-panel.active {
    display: block;
}

@keyframes fadeInTab {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Inclusions Grid */
.inclusions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.include-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 1.5rem;
    background: #f0fdf4;
    border: 1px solid #dcfce7;
    border-radius: 16px;
    color: #166534;
    font-weight: 500;
}

.include-item i {
    color: #22c55e;
}

/* Exclusions Content */
.exclusions-content {
    display: flex;
    flex-direction: column;
    gap: 3rem;
}

.exclusions-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
}

.exclude-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 1.5rem;
    background: #fef2f2;
    border: 1px solid #fee2e2;
    border-radius: 16px;
    color: #991b1b;
}

.exclude-item i {
    color: #ef4444;
    margin-top: 4px;
}

.specified-disease-box {
    background: #f8fafc;
    padding: 2.5rem;
    border-radius: 24px;
    border: 1px solid #e2e8f0;
}

.specified-disease-box h4 {
    color: #0c3666;
    margin-bottom: 1.5rem;
    font-size: 1.3rem;
}

.disease-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-bottom: 2rem;
    list-style: none;
}

.disease-list li {
    padding-left: 24px;
    position: relative;
    color: #475569;
}

.disease-list li::before {
    content: "\2022";
    position: absolute;
    left: 0;
    color: #ef4444;
    font-weight: bold;
    font-size: 1.5rem;
    line-height: 1;
}

.read-more-link {
    color: #f37021;
    /* var(--secondary) fallback */
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.read-more-link:hover {
    text-decoration: underline;
}

@media (max-width: 992px) {
    .inclusions-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .tabs-header {
        background: #f1f5f9;
        padding: 6px;
        border-radius: 50px;
        display: inline-flex;
        margin: 0 auto 2rem;
        width: auto;
        gap: 0;
    }

    .tab-trigger {
        padding: 8px 20px;
        font-size: 0.85rem;
        border: none;
        background: transparent;
        border-radius: 50px;
        box-shadow: none;
        color: #64748b;
    }

    .tab-trigger.active.inclusion-btn {
        background: #14532D;
        color: #ffffff;
        box-shadow: 0 4px 12px rgba(20, 83, 45, 0.2);
    }

    .tab-trigger.active.exclusion-btn {
        background: #7F1D1D;
        color: #ffffff;
        box-shadow: 0 4px 12px rgba(127, 29, 29, 0.2);
    }

    .inclusions-grid,
    .exclusions-grid,
    .disease-list {
        grid-template-columns: 1fr;
        gap: 8px;
    }

    .include-item,
    .exclude-item {
        padding: 12px 16px;
        border-radius: 12px;
        background: #f8fafc;
        border: none;
        margin-bottom: 0;
        font-size: 14px;
        box-shadow: none;
        color: #334155;
        font-weight: 500;
        display: flex;
        align-items: center;
        gap: 12px;
    }

    .include-item i,
    .exclude-item i {
        margin-top: 0;
        font-size: 14px;
        min-width: 16px;
    }

    .include-item {
        background: rgba(34, 197, 94, 0.05);
    }

    .exclude-item {
        background: rgba(239, 68, 68, 0.05);
    }

    .exclusions-content {
        gap: 2rem;
    }

    .specified-disease-box {
        padding: 1.5rem;
        border-radius: 20px;
    }
}

/* Interactive Offers Section */
.offers-interactive-container {
    display: flex;
    gap: 40px;
    margin-top: 3rem;
    background: linear-gradient(135deg, #fff, #f9f9f9);
    padding: 40px;
    border-radius: 30px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.05);
    min-height: 450px;
}

.offer-selectors {
    flex: 0 0 300px;
    display: flex;
    flex-direction: column;
    gap: 15px;
    border-right: 1px solid rgba(0, 0, 0, 0.05);
    padding-right: 40px;
}

.offer-selector-item {
    padding: 20px 25px;
    border-radius: 15px;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 15px;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    background: transparent;
    border: 1px solid transparent;
}

.offer-selector-item i {
    font-size: 1.2rem;
    color: #64748b;
    transition: color 0.4s ease;
}

.offer-selector-item span {
    font-weight: 500;
    color: #64748b;
    font-size: 1rem;
    transition: all 0.4s ease;
}

.offer-selector-item:hover {
    background: rgba(255, 122, 26, 0.05);
    transform: translateX(5px);
}

.offer-selector-item.active {
    background: #ffffff;
    border-color: rgba(255, 122, 26, 0.1);
    box-shadow: 0 10px 25px rgba(255, 122, 26, 0.1);
    transform: translateX(10px);
}

.offer-selector-item.active i {
    color: #ff6600;
}

.offer-selector-item.active span {
    color: #ff6600;
    font-weight: 700;
}

/* CTA Highlight & Guide Behavior */
.cta-wrapper {
    position: relative;
    display: block;
    width: 100%;
}

/* Premium Sliding CTA Guide */
.cta-guide {
    position: fixed;
    bottom: -150px; /* Hidden below screen */
    left: 50%;
    transform: translateX(-50%);
    width: 90%;
    max-width: 400px;
    background: #ffffff;
    border-radius: 18px;
    padding: 15px;
    text-align: center;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.2);
    opacity: 0;
    z-index: 10001; /* Above bottom nav */
    pointer-events: none;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.cta-guide.show {
    animation: slideUp 1.2s cubic-bezier(0.22, 1, 0.36, 1) forwards;
}

.cta-guide.hide {
    animation: slideDown 0.9s cubic-bezier(0.22, 1, 0.36, 1) forwards;
}

@keyframes slideUp {
    0% { bottom: -150px; opacity: 0; }
    100% { bottom: 100px; opacity: 1; }
}

@keyframes slideDown {
    0% { bottom: 100px; opacity: 1; }
    100% { bottom: -150px; opacity: 0; }
}

.cta-text {
    font-size: 14px;
    font-weight: 600;
    color: #0c3666;
    margin-bottom: 5px;
}

.cta-arrow {
    font-size: 28px;
    color: #ff6600;
    line-height: 1;
    animation: bounceArrow 1.2s infinite alternate cubic-bezier(0.45, 0.05, 0.55, 0.95);
}

@keyframes bounceArrow {
    from { transform: translateY(0); }
    to { transform: translateY(8px); }
}

/* Common CTA Button Styles */
.cta-btn {
    display: block;
    padding: 14px;
    border-radius: 30px;
    font-weight: 600;
    width: 100%;
    text-align: center;
    text-decoration: none;
    transition: all 0.3s ease;
    border: none;
    cursor: pointer;
    box-shadow: 0 6px 15px rgba(0, 0, 0, 0.1);
}

.cta-btn:active {
    transform: scale(0.97);
}

/* Unique Identity Gradients */
.instant {
    background: linear-gradient(135deg, #ff6600, #ff8533) !important;
    color: white !important;
}

.signup {
    background: linear-gradient(135deg, #007bff, #3399ff) !important;
    color: white !important;
}

.referral {
    background: linear-gradient(135deg, #00c853, #4caf50) !important;
    color: white !important;
}

/* Icon Color Match (Selectors) */
.offer-selector-item.active.instant-icon {
    border-color: rgba(255, 102, 0, 0.2);
    box-shadow: 0 8px 20px rgba(255, 102, 0, 0.15);
}
.offer-selector-item.active.instant-icon i,
.offer-selector-item.active.instant-icon span {
    color: #ff6600 !important;
}

.offer-selector-item.active.signup-icon {
    border-color: rgba(0, 123, 255, 0.2);
    box-shadow: 0 8px 20px rgba(0, 123, 255, 0.15);
}
.offer-selector-item.active.signup-icon i,
.offer-selector-item.active.signup-icon span {
    color: #007bff !important;
}

.offer-selector-item.active.referral-icon {
    border-color: rgba(0, 200, 83, 0.2);
    box-shadow: 0 8px 20px rgba(0, 200, 83, 0.15);
}
.offer-selector-item.active.referral-icon i,
.offer-selector-item.active.referral-icon span {
    color: #00c853 !important;
}

.offer-content-display {
    flex: 1;
    position: relative;
    overflow: hidden;
}

.offer-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    opacity: 0;
    visibility: hidden;
    transform: translateX(30px);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    display: flex;
    align-items: center;
}

.offer-slide.active {
    opacity: 1;
    visibility: visible;
    transform: translateX(0);
}

.offer-slide.exit {
    opacity: 0;
    transform: translateX(-20px);
}

.offer-slide-inner {
    max-width: 600px;
}

.offer-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 15px;
    background: rgba(255, 102, 0, 0.1);
    color: #ff6600;
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 20px;
}

.offer-slide h3 {
    font-size: 2.2rem;
    color: #0c3666;
    margin-bottom: 15px;
    font-weight: 800;
}

.offer-slide p {
    font-size: 1.1rem;
    color: #64748b;
    line-height: 1.7;
    margin-bottom: 30px;
}

/* Mobile Version - Swipe Slider */
@media (max-width: 992px) {
    .offers-interactive-container {
        flex-direction: column;
        padding: 24px 16px;
        min-height: auto;
        gap: 24px;
        border-radius: 20px;
        margin-top: 2rem;
    }

    .offer-selectors {
        flex: none;
        flex-direction: row;
        border-right: none;
        padding-right: 0;
        justify-content: center;
        gap: 10px;
        padding-bottom: 0;
        border-bottom: none;
    }

    .offer-selector-item {
        flex: 1;
        padding: 12px;
        justify-content: center;
        border-radius: 12px;
        background: #f1f5f9;
        border: 1px solid transparent;
        max-width: 100px;
    }

    .offer-selector-item.active {
        background: #ffffff;
        border-color: rgba(255, 122, 26, 0.2);
        box-shadow: 0 4px 12px rgba(255, 122, 26, 0.1);
        transform: scale(1.05);
    }

    .offer-selector-item span {
        display: none; /* Keep it minimal on mobile */
    }

    .offer-selector-item i {
        font-size: 1.4rem;
        margin: 0;
    }

    .offer-content-display {
        min-height: 320px;
        display: flex;
        align-items: flex-start;
    }

    .offer-slide {
        align-items: flex-start;
        text-align: center;
    }

    .offer-slide-inner {
        width: 100%;
        max-width: 100%;
    }

    .offer-slide h3 {
        font-size: 1.6rem;
        margin-bottom: 12px;
    }

    .offer-slide p {
        font-size: 1rem;
        margin-bottom: 24px;
    }

    .offer-slide .btn {
        width: 100%;
        padding: 16px;
    }
}

@media (max-width: 480px) {
    .offers-interactive-container {
        padding: 20px 12px;
    }
    
    .offer-selector-item {
        max-width: 80px;
    }
    
    .offer-slide h3 {
        font-size: 1.4rem;
    }
    
    .offer-content-display {
        min-height: 350px;
    }
}

/* --- RESPONSIVENESS (MOBILE-FIRST) --- */

body {
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
}

/* 1. Navbar Toggle */
.mobile-menu-btn {
    display: none;
    background: none;
    border: none;
    color: var(--white);
    font-size: 1.5rem;
    cursor: pointer;
    z-index: 10001;
}

@media (max-width: 1024px) {
    .navbar-container {
        justify-content: space-between;
        gap: 0;
        padding: 0 20px;
    }

    .mobile-menu-btn {
        display: block;
    }

    .nav-menu {
        position: fixed;
        top: 0;
        right: -100%;
        width: 300px;
        height: 100vh;
        background: #0a192f;
        flex-direction: column;
        justify-content: flex-start;
        padding-top: 100px;
        transition: 0.3s ease-in-out;
        z-index: 10000;
        box-shadow: -10px 0 30px rgba(0,0,0,0.5);
        margin-left: 0;
        gap: 0;
    }

    .nav-menu.active {
        right: 0;
    }

    .nav-menu li {
        width: 100%;
        height: auto;
    }

    .nav-menu li a {
        padding: 15px 30px;
        width: 100%;
        font-size: 1.1rem;
    }

    .mega-menu {
        display: none !important;
    }
}

/* 2. Hero Section */
@media (max-width: 768px) {
    main {
        display: flex;
        flex-direction: column;
    }
    
    #services {
        order: -1 !important;
        padding: 15px 10px !important;
    }

    #services .section-header {
        margin-bottom: 15px !important;
    }

    #services .section-header h2 {
        font-size: 1.5rem !important;
    }

    .services-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 10px !important;
    }

    .service-card {
        height: 140px !important;
        border-radius: 12px !important;
    }

    .service-card-content {
        padding: 10px !important;
    }

    .service-card-content h3 {
        font-size: 13px !important;
        margin-bottom: 8px !important;
    }

    .service-link {
        font-size: 11px !important;
        padding: 5px 10px !important;
        border-radius: 30px !important;
    }

    .nav-menu {
        position: fixed !important;
        top: 0 !important;
        right: -100% !important;
        width: 100vw !important;
        height: 100vh !important;
        background: #0f172a !important;
        display: flex !important;
        flex-direction: column !important;
        justify-content: flex-start !important;
        align-items: center !important;
        padding: 20px !important;
        overflow-y: auto !important;
        z-index: 10000 !important;
        transition: 0.3s ease-in-out !important;
        gap: 0 !important;
    }

    .nav-menu {
        position: fixed !important;
        top: 0 !important;
        right: -100% !important;
        width: 100vw !important;
        height: 100vh !important;
        background: #0f172a !important;
        display: flex !important;
        flex-direction: column !important;
        justify-content: flex-start !important;
        align-items: center !important;
        padding: 16px !important;
        overflow-y: auto !important;
        z-index: 10000 !important;
        transition: 0.3s ease-in-out !important;
    }

    .nav-menu.active {
        right: 0 !important;
    }

    .mobile-menu-header {
        display: flex !important;
        width: 100% !important;
        justify-content: center !important;
        margin-bottom: 12px !important;
        padding-top: 10px !important;
    }

    .mobile-menu-footer {
        display: block !important;
        width: 100% !important;
        margin-top: 12px !important;
        text-align: center !important;
        padding-bottom: 20px !important;
    }

    .nav-menu li {
        width: 100% !important;
        margin-bottom: 8px !important;
        text-align: center !important;
    }

    .nav-menu li a {
        font-size: 1.1rem !important;
        padding: 8px 12px !important;
        justify-content: center !important;
    }

    .contact-info {
        display: flex !important;
        flex-wrap: wrap !important;
        justify-content: center !important;
        gap: 12px !important;
        margin-top: 10px !important;
    }

    .contact-info span {
        display: flex !important;
        align-items: center !important;
        gap: 6px !important;
        font-size: 11px !important;
        color: #cbd5e1 !important;
    }

.calculator-modal-wrapper {
    display: contents;
}
.close-calc-modal {
    display: none;
}

@media (max-width: 768px) {
    main {
        display: flex;
        flex-direction: column;
    }
    
    #services {
        order: -1 !important;
        padding: 15px 10px !important;
    }

    #services .section-header {
        margin-bottom: 15px !important;
    }

    #services .section-header h2 {
        font-size: 1.5rem !important;
    }

    .services-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 10px !important;
    }

    .service-card {
        height: 140px !important;
        border-radius: 12px !important;
    }

    .service-card-content {
        padding: 10px !important;
    }

    .service-card-content h3 {
        font-size: 13px !important;
        margin-bottom: 8px !important;
    }

    .service-link {
        font-size: 11px !important;
        padding: 5px 10px !important;
        border-radius: 30px !important;
    }

    .nav-menu {
        position: fixed !important;
        top: 0 !important;
        right: -100% !important;
        width: 100vw !important;
        height: 100vh !important;
        background: #0f172a !important;
        display: flex !important;
        flex-direction: column !important;
        justify-content: flex-start !important;
        align-items: center !important;
        padding: 16px !important;
        overflow-y: auto !important;
        z-index: 10000 !important;
        transition: 0.3s ease-in-out !important;
    }

    .nav-menu.active {
        right: 0 !important;
    }

    .mobile-menu-header {
        display: flex !important;
        width: 100% !important;
        justify-content: center !important;
        margin-bottom: 12px !important;
        padding-top: 10px !important;
    }

    .mobile-menu-footer {
        display: block !important;
        width: 100% !important;
        margin-top: 12px !important;
        text-align: center !important;
        padding-bottom: 20px !important;
    }

    .nav-menu li {
        width: 100% !important;
        margin-bottom: 8px !important;
        text-align: center !important;
    }

    .nav-menu li a {
        font-size: 1.1rem !important;
        padding: 8px 12px !important;
        justify-content: center !important;
    }

    .contact-info {
        display: flex !important;
        flex-wrap: wrap !important;
        justify-content: center !important;
        gap: 12px !important;
        margin-top: 10px !important;
    }

    .contact-info span {
        display: flex !important;
        align-items: center !important;
        gap: 6px !important;
        font-size: 11px !important;
        color: #cbd5e1 !important;
    }

    .hero {
        flex-direction: column;
        text-align: center;
        padding: 60px 20px 40px;
        min-height: auto;
    }

    .hero-content {
        flex-direction: column;
    }

    .hero-left {
        max-width: 100%;
        margin-bottom: 40px;
    }

    .hero h1,
    .life-hero h1,
    .health-hero h1,
    .travel-hero h1,
    .savings-hero h1,
    .motor-hero h1,
    .group-hero h1 {
        font-size: 2.2rem !important;
    }

    .gradient-text {
        background: none !important;
        -webkit-background-clip: border-box !important;
        background-clip: border-box !important;
        -webkit-text-fill-color: initial !important;
        color: #FF7A1A !important;
    }

    .hero p {
        font-size: 1rem;
    }

    .hero-right {
        display: contents !important;
    }

    .calculator-modal-wrapper {
        display: none;
        position: fixed;
        top: 0;
        left: 0;
        width: 100vw;
        height: 100vh;
        background: rgba(0, 0, 0, 0.6);
        z-index: 99999;
        justify-content: center;
        align-items: center;
    }
    
    .calculator-modal-wrapper.active {
        display: flex;
        animation: fadeIn 0.3s ease;
    }

    .calculator-modal-content {
        background: #ffffff;
        padding: 24px;
        border-radius: 16px;
        position: relative;
        width: 90%;
        max-width: 400px;
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
        text-align: left;
    }
    
    .calculator-modal-content .hero-form-card {
        display: block !important;
        background: transparent !important;
        box-shadow: none !important;
        padding: 0 !important;
        border: none !important;
        max-width: 100% !important;
    }
    
    .calculator-modal-content .hero-form-card h3 {
        color: #0f172a !important;
        font-size: 20px !important;
        margin-bottom: 8px;
    }
    
    .calculator-modal-content .hero-form-card p {
        color: #64748b !important;
        margin-bottom: 15px;
    }
    
    .calculator-modal-content .premium-form label {
        color: #334155 !important;
    }

    .close-calc-modal {
        display: block;
        position: absolute;
        top: 15px;
        right: 15px;
        font-size: 24px;
        font-weight: bold;
        color: #64748b;
        cursor: pointer;
        z-index: 10;
    }
    
    @keyframes fadeIn {
        from { opacity: 0; transform: scale(0.9); }
        to { opacity: 1; transform: scale(1); }
    }

    .plans-grid, 
    .footer-grid, 
    .benefits-simple-grid,
    .why-us-grid,
    .offers-grid,
    .about-grid {
        grid-template-columns: 1fr !important;
        gap: 25px;
    }

    .section-padding {
        padding: 40px 0 !important;
    }

    .container {
        padding: 0 15px;
    }
}

/* 4. Typography & Spacing */
@media (max-width: 480px) {
    h1 { font-size: 1.8rem; }
    h2 { font-size: 1.5rem; }
    
    .btn {
        width: 100%;
        padding: 14px 20px;
        text-align: center;
    }
}

/* 5. Footer */
@media (max-width: 768px) {
    .footer {
        text-align: center;
    }

    .footer-brand, .footer-links, .footer-contact {
        align-items: center;
    }

    .footer-links ul {
        align-items: center;
        padding: 0;
    }

    .logo {
        justify-content: center;
    }
}


@media (max-width: 768px) {
    .legal-links {
        display: flex;
        flex-direction: column;
        gap: 15px;
        align-items: center;
        margin-top: 20px;
    }
}


/* Why SFS List Styles */
.why-sfs-list {
  display: flex;
  flex-direction: column;
  gap: 24px;
  margin-top: 30px;
}

.why-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.why-icon {
  min-width: 40px;
  height: 40px;
  background: rgba(232, 93, 4, 0.1);
  color: #E85D04;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  font-size: 18px;
}

.why-content h4 {
  margin: 0;
  font-size: 18px;
  font-weight: 600;
  color: #0f172a;
}

.why-content p {
  margin: 6px 0 0;
  font-size: 14px;
  color: #6b7280;
  line-height: 1.6;
}

@media (max-width: 768px) {
  .why-item {
    flex-direction: row;
    gap: 12px;
  }
  .why-content h4 {
    font-size: 16px;
  }
  .why-content p {
    font-size: 13px;
  }
}


/* Premium Calculator Form Styles */
.premium-form input,
.premium-form select {
  background: rgba(255,255,255,0.95);
  color: #111827; /* dark text */
  border: 1px solid rgba(0,0,0,0.1);
  width: 100%;
  padding: 12px 16px;
  border-radius: 8px;
  font-family: inherit;
  transition: all 0.2s ease;
}

.premium-form input::placeholder {
  color: #6b7280;
}

.premium-form select {
  color: #111827;
}

.premium-form input:focus,
.premium-form select:focus {
  outline: none;
  border: 1px solid #E85D04;
  box-shadow: 0 0 0 2px rgba(232,93,4,0.2);
}


@media (max-width: 768px) {
    .logo-section img {
        height: 45px;
    }
    .logo-white {
        font-size: 20px;
    }
}

/* Bottom Navigation - Strictly Mobile Only */
.bottom-nav {
    display: none !important;
}

@media (max-width: 768px) {
    .bottom-nav {
        display: flex !important;
        position: fixed;
        bottom: 14px;
        left: 50%;
        transform: translateX(-50%);
        width: 92%;
        max-width: 400px;
        height: 64px;
        background: rgba(255, 255, 255, 0.8) !important;
        backdrop-filter: blur(20px);
        -webkit-backdrop-filter: blur(20px);
        border-radius: 24px;
        justify-content: space-around;
        align-items: center;
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
        z-index: 10000;
        border: 1px solid rgba(255, 255, 255, 0.3);
    }
}

.nav-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    color: #64748b;
    text-decoration: none;
    font-size: 10px;
    font-weight: 500;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    flex: 1;
    height: 100%;
    position: relative;
    z-index: 2;
}

.nav-item i {
    font-size: 20px;
    margin-bottom: 2px;
    transition: all 0.3s ease;
}

.nav-item.active {
    color: #ff6600;
}

.nav-item.active i {
    transform: translateY(-4px) scale(1.1);
}

.nav-indicator {
    position: absolute;
    bottom: 8px;
    width: 35px;
    height: 4px;
    background: #ff6600;
    border-radius: 10px;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    z-index: 1;
    box-shadow: 0 2px 8px rgba(255, 102, 0, 0.4);
}

/* Home Button FAB */
.home-item {
    position: relative;
}

.home-btn {
    position: absolute;
    top: -45px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #ff7a18, #ff6600);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #ffffff;
    font-size: 24px;
    box-shadow: 0 8px 25px rgba(255, 102, 0, 0.4);
    border: 4px solid rgba(255, 255, 255, 0.8);
    transition: all 0.3s ease;
}

.nav-item.active .home-btn {
    transform: translateX(-50%) translateY(-5px) scale(1.05);
}

.home-item span {
    margin-top: 28px;
}



@media (max-width: 768px) {
    body {
        padding-bottom: 100px;
    }
}

/* 14. Why SFS Feature Animations */
.feature-item {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.6s ease-out;
}

.feature-left {
    transform: translateX(-60px);
}

.feature-right {
    transform: translateX(60px);
}

.feature-item.show {
    opacity: 1;
    transform: translateX(0) translateY(0);
}

/* Icon Pop */
.feature-icon {
    transform: scale(0.6);
    opacity: 0;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

.feature-item.show .feature-icon {
    transform: scale(1);
    opacity: 1;
}

/* Description Fade */
.feature-desc {
    opacity: 0;
    transform: translateY(10px);
    transition: all 0.5s ease-out;
}

.feature-item.show .feature-desc {
    opacity: 1;
    transform: translateY(0);
}

/* Optional Premium Touch: Hover Effect */
.why-item.feature-item {
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    border-radius: 12px;
    padding: 15px; 
    margin: 5px 0; /* Changed from -15px to 0 to prevent mobile overflow */
}

.why-item.feature-item:hover {
    transform: scale(1.02) !important;
    background: #ffffff;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
}

/* Staggered Scroll Animations */
.animate-on-scroll {
    opacity: 0;
    transform: translateX(-40px) translateY(10px) scale(0.98);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.animate-on-scroll.show {
    opacity: 1;
    transform: translateX(0) translateY(0) scale(1);
}

/* Reviews Slider Section */
.reviews-slider {
    display: flex;
    gap: 20px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    padding: 20px 5px;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none; /* Firefox */
    -ms-overflow-style: none; /* IE 10+ */
}

.reviews-slider::-webkit-scrollbar {
    display: none; /* Chrome/Safari */
}

.review-card {
    min-width: 85%;
    max-width: 300px;
    min-height: 250px;
    height: auto;
    flex: 0 0 auto;
    scroll-snap-align: center;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    background: white;
    border-radius: 16px;
    padding: 20px !important;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.review-text {
    font-size: 13px;
    line-height: 1.5;
    color: #4a5568;
    transition: all 0.3s ease;
    margin-bottom: 8px;
}

.review-text.collapsed {
    display: -webkit-box;
    -webkit-line-clamp: 4;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.read-more {
    font-size: 12px;
    color: #FF6A00;
    font-weight: 600;
    cursor: pointer;
    display: block;
    margin-bottom: 10px;
}

.review-footer {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-top: 15px;
    border-top: 1px solid #f1f5f9;
}

.review-footer h5 {
    font-size: 14px;
    margin: 0;
    color: #0c3666;
}

.review-footer p {
    font-size: 11px;
    margin: 0;
    color: #718096;
}

@media (min-width: 992px) {
    .reviews-slider {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        overflow-x: visible;
        scroll-snap-type: none;
        gap: 30px;
        padding: 40px 0;
    }

    .review-card {
        min-width: 0;
        max-width: none;
        height: 280px; /* Slightly taller for grid look */
    }

    }
}

@media (max-width: 991px) {
    .review-card {
        min-width: 85%;
        max-width: 300px;
    }
}

/* Service Card Tap Feedback */
.service-card {
    cursor: pointer;
}

.service-card:active {
    transform: scale(0.98) !important;
    transition: transform 0.1s ease;
}